Housing Stability


Whether you’re thinking about buying a house or you’re a homeowner concerned about foreclosure, our counselors are trained to help at no cost to you. Call 216.361.0718 or click the Request an Appointment button below.


Pre-purchase Counseling


Our highly experienced counselors will work to ensure that you are financially ready for homeownership.


Homebuyer Education


Learn the important basics of the home-buying process and gain the knowledge and skills you will need to secure an affordable mortgage.

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Post-purchase Counseling


Gain the tools and knowledge you need to be a successful long-term homeowner prepared for financial emergencies and necessary home repairs.

Foreclosure Prevention Counseling


ESOP will negotiate with your lender to help you obtain an affordable loan modification to save your home from foreclosure.


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Property Tax Counseling


ESOP will help you cure your property tax delinquency through a payment plan directly with Cuyahoga County.

Accessibility Loans and Grants


COMING SOON! ESOP is working to help you age in place by assisting with loans and grants for home modification.

Link to request appointment for housing counseling



ESOP Realty


housing logosESOP Realty, Inc. is a full-service nonprofit real estate brokerage assisting buyers and sellers. We work with community development corporations and other affordable housing developers to make the dream of home ownership available to more members of the community. Net proceeds from real estate sales fund ESOP's homebuyer programs and services. For more information, contact Sonya Edwards at 216.373.1845 or sedwards@benrose.org.