Homebuyer Education

Are you interested in buying a home but not sure where to start? 


ESOP’s FREE HUD-approved homebuyer education class can teach you the important basics of the home buying process.  We will provide you with the knowledge you’ll need to secure an affordable mortgage and buy the right house for you.


The course will cover topics such as:


  • Homeownership Readiness
  • Budgeting and Credit Management
  • Financing
  • Accessing Affordable Mortgage Products
  • Accessing Downpayment Assistance
  • Shopping for a Home
  • Maintaining a Home


All classes are held on Thursday evenings from 6:00-9:00 PM at Benjamin Rose Institute on Aging, 11890 Fairhill Road, Cleveland OH 44120, unless otherwise noted. See this year's schedule below.


Part I: Covers the responsibilities, advantages and disadvantages of homeownership. We discuss the importance of money management, setting realistic goals and establishing a spending plan, which is a necessary step to the dream of homeownership. Participants receive a better understanding of credit and how it affects our lives.


Part II: Takes an inside look at the mortgage loan approval process, calculations, loan types and more. We also explain the many key players, their roles and what to expect from their contribution in the home buying process from realtor, title agent, surveyor to list a few. Buying a home is a huge investment; and we'll discuss precautions to assist with the enjoyment of homeownership for years to come.


A one-on-one appointment is scheduled at the completion of both workshops with an ESOP Housing Counselor. The counselor will assess the client's mortgage readiness and set a plan of action to attain homeownership.


To register contact Antoinette Smith at asmith@benrose.org or 216.373.1850.


Homebuyer Education 2019 Calendar


Part I

Part II


January 17, 2019

January 24, 2019

Benjamin Rose

February 21, 2019

February 28, 2019

Benjamin Rose

March 21, 2019

March 28, 2019

Benjamin Rose

April 18, 2019

April 25, 2019

Benjamin Rose

May 23, 2019

May 30, 2019

Benjamin Rose

June 20, 2019

June 27, 2019

Benjamin Rose

July 18, 2019

July 25, 2019

Benjamin Rose

August 22, 2019

August 29, 2019

Location TBD


September 19, 2019

September 26, 2019

Benjamin Rose

October 17, 2019

October 24, 2019

Benjamin Rose

November 14, 2019

November 21, 2019

Benjamin Rose